News and Insights
Latest news, updates, and insights from the team.

Portfolio by 100Pay Brings Your Entire Financial Life Into One App — Available in 175+ Countries
The all-in-one wealth app unifies staking, lending, cards, payments, and real-time market intelligence in a single install — for anyone, anywhere


100Pay Announces PAY Token V3 Listing, Targeting Q2 2026 — the Next Chapter for Africa's Digital Economy Token
With $300M+ in peak market cap, 100K+ community members, and deep integration across the 100Pay ecosystem, PAY V3 aims to bring new liquidity and capital to accelerate the future of African digital finance


100Pay Staking & Borrow Lets You Earn Up to 24% APY — Then Borrow Against It Without Selling
Launched in November 2025, the product lets users stake stocks, currencies, and gold for high-yield returns, then unlock instant liquidity against their holdings at 3% monthly interest


100Pay's PayCard Hits New Milestone: Invest Your Money — and Still Spend It
First rolled out in October 2025, the portfolio-backed credit and debit card is gaining momentum as investors discover they no longer have to choose between holding assets and accessing cash


100Pay Launches pay402: A Next-Generation Payment Protocol That Lets AI Agents Pay — and Get Paid
Now powering multiple products across the 100Pay ecosystem, pay402 extends the HTTP 402 standard with multi-currency support, zero-setup infrastructure, and automatic API discovery for the emerging agentic economy


100Pay Business Is the Only Account a Company Needs to Operate in the Global Digital Economy
From payment collection and card issuance to crypto wallets, IBAN accounts, agentic commerce, and borrowing — 100Pay Business brings the full financial stack under one roof for businesses of any size
