Finance solutions built for growth

The fastest way to checkout online & offline.

Spend globally with the 100Pay Card. Send and receive money from 150+ countries.

Ecosystem Partners

Visa
100x
Tools for growth

Everything your business needs in one platform.

We bring together everything that’s required to build platforms that accept payments and send payouts globally.

CHECKOUT

Accept Payments with Checkout

A versatile checkout interface that supports multiple payment methods including traditional cards, bank transfers, and various cryptocurrencies with real-time conversion and QR code support.

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Accept Payments with Checkout
BILLING

Customer Management

An organized dashboard for managing customer profiles, viewing their transaction history, and tracking invoices and digital wallet sessions in one place.

Customer Management
DEVELOPER APIs

Payment Tracking

A comprehensive payment log that provides transparency on all transactions, featuring details like crypto-to-fiat amounts, reference numbers, and real-time status updates.

Payment Tracking
PLATFORM

Suite of Payment Services

A portfolio dashboard that offers quick access to financial services like asset deposits, Value Added Services (VAS), and an easy-to-use crypto conversion tool.

Suite of Payment Services
Built for every business

From idea to global launch, we've got you covered.

We build payment infrastructure to power businesses across Africa and the world.

  • online payments

    E-commerce & Retail

    Accept crypto payments from customers around the world in minutes. Our checkout is designed to maximize conversion at every step — from safely connecting users to their favorite wallets to settling funds directly to you.
    Companies like Shop100 leverage 100Pay's infrastructure to let users buy and sell with crypto currencies — they let us handle the blockchain complexity while they focus on growing their store.

  • customized billing

    SaaS & Subscriptions

    Collect one-time or recurring payments from a global user base and support any pricing model with ease — from freemium to enterprise tiers.
    Companies like CloudNotte have integrated 100Pay across their platforms to make cross-border billing fast, reliable, and borderless.

  • card issuance

    Credit & Debit Cards

    Issue crypto credit & debit cards to your users — or get one for yourself. The 100Pay PayCard lets holders spend crypto at any supported store, withdraw cash at ATMs worldwide, and subscribe to services like Netflix, Spotify, and Apple Pay with up to a $1M monthly spend limit.
    Businesses can issue branded cards supporting USD, EUR, CAD, INR, and 22+ cryptocurrencies directly through the 100Pay Cards API.

  • wallet infrastructure

    Fintech & Neobanks

    Build next-generation financial products on a robust crypto wallet infrastructure. With 100Pay's Wallet as a Service, you can spin up real blockchain wallets for each of your users, track deposits, check balances, and execute bank transfers — all without any blockchain expertise.
    From savings apps to custody products, 100Pay gives you the primitives to build the financial layer your users deserve.

  • multi-sided platforms

    Marketplaces & Platforms

    Run a marketplace? 100Pay's subaccount system lets you create individual crypto wallets for every buyer and seller on your platform — enabling escrow flows, instant settlements, and per-user balance tracking with zero blockchain overhead.
    Use OAuth 2.0 to act on behalf of users, automate payouts via the API, and reconcile transactions in real time — all from a single integration.

Insights

Delivering speed & scale with proven track record

Two years of powering payment infrastructure across Web3 and beyond.

Businesses powered

bg

Requests per day

Currencies supported

"With 100Pay powering our payment rails, users can fund their trading accounts directly from their Nigerian bank account — no friction, no failed transactions."

User

100X Team

Naira-Liquid Crypto Exchange Platform

Blockchains & Networks supported

Transaction Volume

Businesses said

Trusted by over 0+ businesses

0:00 / 0:00

Integrating 100Pay was the fastest payment decision we've made. Our users went from browsing to paying in under a minute — it just works.

Bucket / Miracle Onyenma

Creator, Bucket

Bucket

1-tap

checkout experience that converts free users to Pro subscribers

4 mins

average time from sign-up to first successful payment

Feature

Bucket uses 100Pay Checkout to monetize its AI-powered bookmark manager — turning saves into subscriptions

0:00 / 0:00

100Pay made it seamless for our community to support the creators they trust. The checkout is clean, crypto-native, and our users actually complete payments.

PortfolioX / PortfolioX Team

Consumer Finance & Social Investing Platform

PortfolioX

60%+

payment completion rate for creator tips and premium research

15+

supported cryptocurrencies accepted across the platform

Feature

PortfolioX powers creator monetization and premium content access with 100Pay's crypto payment infrastructure

0:00 / 0:00

With 100Pay powering our payment rails, users can fund their trading accounts directly from their Nigerian bank account — no friction, no failed transactions.

100x Market / 100x Market Team

Naira-Liquid Crypto Exchange Platform

100x

NGN

native Naira liquidity enabling direct bank deposits into crypto trading accounts

6+

NGN-paired crypto markets including BTCNGN, ETHNGN, SOLNGN, and BNBNGN

Feature

100x Market is built on 100Pay infrastructure — enabling Naira-native crypto trading with bank deposits and P2P NGN support