Multi-sided Platforms

Power Marketplace Payments and Escrow

Marketplaces connect buyers and sellers and require complex financial flows such as escrow, split payments, and automated payouts. 100Pay's subaccount system lets you create individual crypto wallets for every participant on your platform.

Start BuildingRead API Docs
Overview

Advanced Platform Payments

Run a marketplace? 100Pay enables escrow flows, instant settlements, and per-user balance tracking with zero blockchain overhead. Use OAuth 2.0 to act on behalf of users, automate payouts via the API, and reconcile transactions in real time — all from a single integration.

Industry Problem

Managing payments in a multi-sided marketplace introduces several complexities:

  • Trust & Escrow: Ensuring funds are only released when both parties are satisfied requires complex logic.
  • Payout Automation: Manually processing payouts to hundreds or thousands of sellers is error-prone and slow.
  • Regulatory Burden: Handling funds directly between third parties often triggers strict KYC and money transmitter regulations.
Solution with 100Pay

100Pay provides subaccount infrastructure enabling marketplaces to create professional financial flows for every participant.

  • Subaccount System: Separate balances and wallets for every merchant, seller, or driver on your platform.
  • Escrow Logic: Programmatically hold funds and release them based on order confirmations or delivery events.
  • OAuth 2.0: Securely authorize your application to manage wallets and settle funds on behalf of your users.
Real-world Platforms

Purse

Enables teams to manage project funding, budgets, and milestone payments with transparency and security.

Features Used

Subaccounts

Create and manage an unlimited number of isolated accounts under your main business.

Escrow Wallets

Securely hold funds during a transaction until predefined conditions are met.

Automated Payouts

Set up rule-based payouts to ensure your partners are paid exactly when they should be.

Analytics Dashboard

Monitor platform-wide activity and granular seller data from a single view.

Developer Opportunities
  • Freelance marketplaces
  • Ride-sharing platforms
  • Delivery networks
  • Collaborative funding apps

Build Your Financial Infrastructure with 100Pay

Start accepting crypto payments, managing wallets, and powering financial flows globally with a single API.

Start Building Read API Docs