Wallet Infrastructure

Build Fintech Products with Blockchain Wallet Infrastructure

Financial technology platforms require secure wallet infrastructure capable of managing deposits, balances, and transactions across multiple blockchain networks. Running blockchain infrastructure internally is complex and resource intensive.

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Overview

Scalable Wallet Infrastructure

100Pay Wallet as a Service enables fintech companies to create blockchain wallets for users without managing blockchain nodes. Build next-generation financial products on a robust crypto wallet infrastructure. Spin up real blockchain wallets for each of your users, track deposits, check balances, and execute bank transfers — all without any blockchain expertise.

Industry Problem

Building and maintaining blockchain infrastructure is a major hurdle for fintech startups:

  • Node Management: Running multiple nodes for different blockchains is technically complex and expensive.
  • Security Risks: Managing private keys and securing fund transfers requires specialized security expertise.
  • Integration Speed: Developing custom wallet logic for every new coin or network significantly slows down time-to-market.
Solution with 100Pay

100Pay gives you the primitives to build the financial layer your users deserve, handling the blockchain complexity so you can focus on your product.

  • Instant Wallets: Create dozens of blockchain addresses for any user with a single API call.
  • Webhooks & Events: Get real-time notifications for every incoming deposit or outgoing transfer.
  • Fiat On/Off-ramps: Seamlessly move funds between the crypto world and traditional bank accounts.
Real-world Platforms

100x Market

A centralized cryptocurrency exchange focused on Naira liquidity and crypto trading, powered by 100Pay's wallet infrastructure.

Features Used

Wallet as a Service

Deploy institutional-grade wallets for your users across multiple networks.

Currency Conversion

Enable instant swaps between different digital assets within your application.

Bank Transfers

Initiate and track transfers to bank accounts in 150+ countries.

Webhooks

Reliable, real-time event streaming for transaction monitoring and reconciliation.

Developer Opportunities
  • Crypto exchanges
  • Digital banks
  • Savings platforms
  • Payment apps

Build Your Financial Infrastructure with 100Pay

Start accepting crypto payments, managing wallets, and powering financial flows globally with a single API.

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