Put your assets to work. Borrow against it when you need to.
Stake BTC, ETH, PAY, SOL, NGN, or USDC to earn up to 24% APR — then use your staked assets as collateral to access instant NGN loans without selling.
Up to 24% APR
PAY earns 24%, NGN earns 20%, USDC earns 10%, SOL earns 7%, ETH earns 6%, BTC earns 5%. Choose the asset and term that works for you.
Flexible terms
Stake for 1 month or longer. Stakes auto-renew or pay out at maturity depending on your settings.
Auto-restake
Matured positions can automatically roll into a new stake so your yield never stops compounding.
Full stake history
Track every active, completed, auto-restaked, and early-unstaked position with expected and actual interest earned.
Instant approval
Your staked assets become collateral immediately. Borrow up to a set percentage of your staked value in NGN — no credit checks.
Flexible durations
Choose 30, 60, 90, 180, or 360 day loan terms with corresponding interest rates.
LTV Health Check
A real-time risk meter showing your Loan-to-Value ratio. Stay well below the liquidation threshold — up to 90% — to keep your position safe.
Stake more, borrow more
Your loan ceiling grows as you stake more assets. The more you commit, the more liquidity you can access.
Fund your portfolio with BTC, ETH, PAY, SOL, NGN, or USDC.
Start earning immediately. Track projected interest in your Finance dashboard.
Choose loan amount (up to your limit), duration, and confirm. NGN lands in your wallet.
Keep your LTV Health Check in the safe zone. Your stake keeps earning interest while you repay.
Your assets can do more.
Earn up to 24% APR. Borrow against your stake with no credit checks.