Creating a 100Pay Account

Getting started with 100Pay takes less than five minutes. This guide walks you through registration, profile setup, and account verification.

Step 1 – Sign up

1. Go to dashboard.100pay.co/register.
2. Enter your name, email address, and a strong password.
3. Agree to the Terms of Service and Privacy Policy.
4. Click Create Account.
5. Check your email for a verification link and click it to confirm your address.

Step 2 – Complete your profile

After email verification, you'll be prompted to fill in:

• Profile photo (optional but recommended for trust)
• Phone number – used for 2FA and security alerts
• Country of residence
• Date of birth

Step 3 – Identity verification (KYC)

To unlock higher limits and all platform features, 100Pay uses a tiered KYC system:

| Tier | Requirements | Daily limit | |---|---|---| | Tier 0 | Email verified | ₦50,000 | | Tier 1 | Government ID + selfie | ₦500,000 | | Tier 2 | Business registration docs | Unlimited |

To reach Tier 1:

1. Navigate to Settings → Verification.
2. Upload a government-issued ID (NIN, passport, or driver's licence).
3. Complete the liveness selfie check.
4. Wait up to 24 hours for approval.

Step 4 – Fund your account

Once verified, you can deposit funds:

• Bank transfer (NGN) – use your dedicated 100Pay virtual account number.
• Crypto deposit – copy your wallet address for any supported asset from the Portfolio page.

Frequently asked questions

Can I use 100Pay without KYC?
Yes, at Tier 0 you can test most features with limited daily transaction amounts.

What IDs are accepted?
National Identification Number (NIN), international passport, or driver's licence. The document must be government-issued, valid, and clearly readable.

How long does KYC take?
Usually under 24 hours. You'll receive an email when your verification is complete.