Welcome to 100Pay – Platform Overview
100Pay is a crypto-powered finance platform designed to help individuals and businesses in Africa and beyond collect payments, manage money, grow assets, and spend freely—all in one place.
What 100Pay offers
Your 100Pay account is organised into several interconnected sections:
| Section | What it does | |---|---| | Portfolio | View all your fiat and crypto balances, track performance, deposit, withdraw, and convert assets. | | Business | Monitor checkout revenue, manage payment links, invoices, and customers. | | Insights | Analyse portfolio performance, asset distribution, and cash flow over time. | | Cards | Order and manage local Verve cards, global VISA cards, and prepaid cards. | | Finance | Stake assets to earn interest and borrow NGN against your staked collateral. | | Bank Accounts | Configure local and international payout accounts for automated or manual settlements. | | Payments & Payouts | Send and receive money across supported currencies. | | Developers | Access API keys, webhooks, and integration tools for embedding 100Pay in your apps. |
Your $PAY ID
Every 100Pay account has a unique $PAY ID (e.g. 625988). This is your portfolio identifier used for internal transfers and identification across the platform.
Supported assets
100Pay supports a wide range of assets including:
- Fiat: NGN (Nigerian Naira), KES (Kenyan Shilling)
- Stablecoins: USDC, USDT, NGNT
- Crypto: BTC, ETH, SOL, BNB, TRX, MATIC, XRP, and more
- Platform token: PAY (PayToken)
Next steps
- Create your account to get started in minutes.
- Connect a bank account to enable payouts.
- Accept your first payment using Checkout or Payment Links.